Are you looking for funds to expand your business, manage personal expenses, or consolidate debts? A Loan Against Property (LAP) from Shubham Housing Finance can help you unlock the value of your property while providing you with financial stability.

Why Choose a Loan Against Property?

A Loan Against Property allows you to use your owned residential or commercial property as collateral to secure a loan. It’s an effective way to access funds at lower interest rates compared to unsecured loans like personal loans.

Key Benefits of Shubham Housing Finance LAP

Key Features of Shubham Housing Finance Loan Against Property is:

High Loan Amount: Get up to ₹50 lakh against your property.
Competitive Interest Rates: Lower interest rates compared to unsecured loans.
Flexible Repayment Options: Choose a repayment tenure that suits your financial needs.
Minimal Documentation: Quick and hassle-free processing with simplified paperwork.
Multiple End-Use Benefits: Use the loan for business expansion, education, medical emergencies, or other personal needs.

Eligibility Criteria

To apply for a Loan Against Property from Shubham Housing Finance, you need to meet the following criteria:
Age: Typically between 21 to 65 years.
Property Ownership: The property should be in your name and free from legal disputes.
Income Proof: Salaried or self-employed individuals with a stable income source.
Credit Score: A good credit history enhances loan approval chances.

Documents Required For Loan Against Property

Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID.
Address Proof: Utility bills, or Rent Agreement.
Income Proof: Salary slips, bank statements, or ITR for self-employed individuals.
Property Documents: Ownership proof and related documents.

How to Apply?

Applying for a Loan Against Property with Shubham Housing Finance is easy:

1. Check Eligibility – Use an online eligibility calculator to Check Eligibility and use Loan EMI calculator to check your monthly EMI.
2. Submit Documents – Provide the required KYC, income, and property documents.
3. Loan Processing & Approval – After verification, the loan amount is sanctioned.
4. Disbursement – Once approved, the loan is disbursed directly to your account.

Why Choose Shubham Housing Finance?

As a trusted and reliable housing finance company with a strong customer base, we offer tailored loan solutions designed to meet your specific needs, ensuring quick processing and fast approvals to support your urgent financial requirements.

Final Thoughts

A Loan Against Property is a great financial tool to meet large expenses without selling your asset. Shubham Housing Finance offers a simple and transparent process, making it easier for you to access funds at affordable rates.